by Jacob Lilley | Apr 6, 2018 | Blog
One great (frustrating) thing about financial market discourse is the fact that so many words have more than one meaning. “Test”is a good example. Among analysts, “test” can refer to an attempt to break through a certain barrier in any given... by Jacob Lilley | Mar 29, 2018 | Blog
(Most of this newsletter lays out a counterpoint to the fairly dominant theme of “higher rates in 2018.” Please note: this is just the bright side of the debate. There’s still a dark side, but we’re giving it the week off for Spring Break!)... by Jacob Lilley | Mar 23, 2018 | Blog
This week’s most prevalent financial headlines focused on the risk of a global trade war as the White House took its first official steps toward raising tariffs on goods imported from China. Although the stock market seemed to care quite a bit, interest rates... by Jacob Lilley | Mar 16, 2018 | Blog
It’s no great mystery that refinance activity slows to crawl any time rates are at long-term highs, but what about the purchase market? Despite lingering inventory and affordability challenges, purchases aren’t simply ‘surviving’ the recent... by Jacob Lilley | Mar 9, 2018 | Blog
Last week ended with rates running into a floor following the Trump’s steel and aluminum tariff announcement. Financial markets viewed that as economically negative. Stocks and rates moved lower as a result. But before the week ended, both had bounced due to... by Jacob Lilley | Mar 2, 2018 | Blog, Mortgage Rates
There were two key considerations for financial markets this week: Fed Chair Jerome Powell’s first congressional testimony, and the announcement of new trade tariffs by the White House. Both caused volatility for interest rates in the short term and raised... by Jacob Lilley | Nov 13, 2015 | Blog, Bozeman Mortgage Lender, Home Buying, Home Selling, Montana Mortgage Loan Programs, Montana Mortgage Loans
Mortgage prequalification is an assessment of whether your debt-to-income ratio fits underwriting guidelines for one of the many types of home loans that we offer. It also provides an estimate of how much you may be able to borrow – a good first step in the... by Jacob Lilley | Nov 4, 2015 | Blog
In the lending process, there are many financial decisions that borrowers need to make. Does the home need new appliances? Do we have furniture? Do I need a new truck to help me move? While the answers are varied, the choice to act on them should be the same; Do not... by Jacob Lilley | Oct 8, 2015 | Blog
by: Matthew Graham Oct 8 2015, 5:01PM Mortgage rates moved modestly higher today, depending on the lender. Once again, pricing strategies remained widely variable due to market volatility. When the trading prices of mortgage-backed-securities (MBS) changes enough... by Jacob Lilley | Mar 16, 2015 | Bozeman Mortgage Lender
[title size=”2″ content_align=”left” style_type=”” sep_color=”” class=”” id=””]Caroline Roy[/title][fusion_text]Caroline Roy of Prime Mortgage Lending is recognized as one of the most...
