Every professional in the housing/mortgage market understands the crushing economic changes for many households as a result of coronavirus. It makes all the sense in the world for those households to pursue the forbearance option (skipping mortgage payments for...
Mortgage Resources
Search with GoPrime Mortgage
Check out our guides, tools and research for expert help on all your home mortgage and marketing questions!
Latest Pros and Cons on Housing and Rates
Home sales numbers and other housing-related data have been hot topics of conversation recently. Some say positive housing trends are over. Others say it's no big deal. The truth continues to be somewhere in between. It's clear that we've turned some sort of corner...
Mortgage Prequalification vs. Mortgage Preapproval
Mortgage prequalification is an assessment of whether your debt-to-income ratio fits underwriting guidelines for one of the many types of home loans that we offer. It also provides an estimate of how much you may be able to borrow - a good first step in the...
Bozeman Home Loan Mortgage Rates Back to 2014 Lows
by: Matthew Graham Mortgage Rates Back to 2014 Lows Bozeman Home Loan Mortgage Rates Dec 10 2014, 3:59PM Mortgage rates moved only slightly lower today, but it was enough to bring the end-of-day average to the lowest in more than a year an a half. For the record,...
What is the “best rate” at any given time?
I get a lot of questions from customers regarding what they've read on the internet or seen on TV regarding interest rates. Today a customer asked me "I saw that 30 year fixed rates are 3.75%, why is my rate 4%?" Well, there are a lot of factors that go into deriving...
Mortgage Rates Improve Ahead of Important Jobs Data
by: Matthew Graham Mortgage Rates Improve Ahead of Important Jobs Data Dec 4 2014, 3:47PM Mortgage rates recovered some recently lost territory today following a press conference with European Central Bank (ECB) President Mario Draghi. While domestic mortgage rates...
Mortgage Rates Continue to New November Lows
by: Matthew Graham Mortgage Rates Continue to New November Lows Nov 17 2014, 3:42PM Mortgage rates moved moderately lower again today, setting another new low for the month of November. That said, the movement has been primarily restricted to the upfront costs...
Bozeman Home Loan Rate Update
Bozeman Home Loan Rate Update by: Matthew Graham Mortgage Rates Holding Near 4 Percent Oct 27 2014, 3:47PM Mortgage rates were almost perfectly unchanged over the weekend. Most lenders are still right in line with Friday's most prevalently-quoted conforming 30yr...
Lender Pricing Pulls Back Ahead of 3 Day Weekend
by: Victor Burek Oct 10 2014, 4:42PM Mortgage backed securities and treasuries opened in opposite directions this morning. MBS opened a few ticks worse than yesterday, while the benchmark 10 year treasury note opened at 2.30, down from yesterday’s close of 2.32. ...