Jumbo Loans

From GoPrime Mortgage

Bozeman Home Loans:

Jumbo Loans

Jumbo loans are for any loan amount over the conventional loan limit of $548,250 for 2021. This program can be a great tool to get the maximum financing available for more expensive properties. We offer fixed rate 30, 20 and 15 year programs as well as variable rate ARMs in the Jumbo Home Loan programs. With our great source of investors, we are able to offer rates comparable to conventional conforming programs but with the increased lending capacity of the Jumbo program. Give Caroline a call today and find out if this program is right for you. In our housing market, having a good array of Jumbo loan programs available can help to expand your options for housing. With rates being comparable to a conventional loan, there may be no difference in the loan you receive from a traditional conventional loan.

Key Advantages of Jumbo Loans:

  • Required down payment is only 3.5% of the purchase price
  • Money for the down payment can be a gift to the home purchaser from outside sources such as family or grant funds
  • Seller’s concession is up to 6% of home purchase price
  • Bankruptcy or foreclosure does not necessarily disqualify a borrower
  • FHA mortgage can be refinanced up to 97.75% of the value of the home
  • Cash–out refinance available up to 85% of the value of the home

Contact our lenders today to apply for a jumbo home loan.

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Mortgage Rates

When you are looking for current mortgage rates, you need to speak with a person you can trust with your finances and find a local Montana mortgage company you know will work with you and your finances to set up the best deal that is right for you.


Historical low-interest rates ensure there’s never been a better time to refinance your existing mortgage. When you are looking for current mortgage rates, you need to speak with a person you can trust with your finances and find a company that will work with you to set up what is right for you.

What to Expect

Not sure what you'll need when applying for a mortgage? GoPrime Mortgage has a gathered all the information you need to feel confident moving forward. From required documentation to application steps and tips, we've got you covered.

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Buying a home is one of the most important financial decisions you’ll make during your lifetime. Earnest money is at stake, and there is a firm, contracted closing date on the purchase and sale agreement. It is critical that you partner with a trusted Montana mortgage planner who can guide you through the process.

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