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Here’s What The Fed’s 0% Rate Outlook Means For Mortgages and Housing
Mortgage rates are most influenced by the bond market and the bond market is most influenced by the Federal Reserve (aka "The Fed"). So when the Fed says it expects rates to be "zero" at least until the end of 2023, does the same go for mortgage rates? That would be...
Critical Updates For Anyone Buying or Refinancing
If you're in the mortgage process currently or if you will be soon, there is a tremendously important development to be aware of. The net effect is that rates are about to go up and, in some cases, they already have. The culprit is the new "adverse market fee"...
The Uncommonly Strong Case For Locking a Mortgage Rate
Almost everywhere you look, low mortgage rates are in the news. Experts are claiming they'll remain low or move lower for years to come. They might be right! But that doesn't necessarily mean you should wait to refinance or to lock your rate if you're already in the...
Huge Developments in The Mortgage World. Are You Getting The Whole Story?
There are several major developments in the mortgage world recently, and they've generated a bit of confusion. So let's clear it up! I heard rates were 1.99%. What's up with that? Ever paid more upfront in exchange for lower cost over time? 1.99% is that...
