Low Down Payment

From GoPrime Mortgage

Bozeman Home Loans:

MT Low Down Payment

A product of Montana Community Development Corporation (MOFI), HomeNow is for buyers who qualify for a mortgage but struggle to come up with a down payment. The program provides down payment and/or closing costs in the form of a one-time grant or 0% Second Mortgage to eligible borrowers. The grant does not have to be repaid, ever, and buyers have equity in their home from day one. The program can pair with Fannie Mae’s HomeReady conventional loan program, or with several government loan programs (FHA, VA, USDA).

Key Advantages of Low Down Payment:

  • Covers up to 100% of down payment and/or closing costs
  • Structured as a grant – the borrower does not pay it back, ever.
    Or as a 0% Second Mortgage that is paid when the house is sold
  • Builds equity from day one
  • Not limited to first-time home buyers
  • Conventional and Government options available


Contact our lenders today to apply for a 0% down payment home loan.

Want to Learn More?

Mortgage Rates

When you are looking for current mortgage rates, you need to speak with a person you can trust with your finances and find a local Montana mortgage company you know will work with you and your finances to set up the best deal that is right for you.


Refinancing can be a great option if you're looking to lower your interest rate.  You can also take advantage of equity in your home via a cash-out refinance to get cash on hand for remodeling projects or to consolidate high-interest debt.  This is where the knowledge and expertise of your local loan officer will really shine!

What to Expect

Not sure what you'll need when applying for a mortgage? GoPrime Mortgage has a gathered all the information you need to feel confident moving forward. From required documentation to application steps and tips, we've got you covered.

Take The First Step

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