Mortgage Resources

Search with GoPrime Mortgage

Check out our guides, tools and research for expert help on all your home mortgage and marketing questions!

The Importance of the Pre-approval Process

August 18, 2014

Found a home? Ready to pack your bags and move in? Time to make an offer? Not until you find out what you are prequalified to purchase. In our current hot market, its tempting to get a bit ahead of yourself and go out looking at houses right away. But until you find out what you qualify for, it may be a waste of everyone’s time. So save yourself the anxiety and get prequalified before you find your dream house. Typically the prequalificationl process will be fast and easy. All we need is your income documentation and credit and we can tell you the best program to fit your needs.

Here’s a quick list of items to bring along:

  1. Two most recent paystubs
  2. W2’s for the past two years
  3. Two years of tax returns, all pages, all schedules
  4. Sources of your downpayment

With this information, we can get your application put together and get you prepared to make that first offer!

 

Related News & Articles

It’s time to apply for your Montana property tax rebate!

It’s time to apply for your Montana property tax rebate!

This year, these rebates were authorized by the state legislature and apply to any Montana resident that owns their primary residence, lived in it for at least seven months, had property taxes billed, and paid them. Taxpayers have until October 1st to apply for their...

Benefits of Becoming a Homeowner

Benefits of Becoming a Homeowner

Given the fluctuating (and current!) housing market, it’s sometimes easy to wonder “Is it worth it to buy a house?” The steps to becoming a homeowner may seem daunting, and we get that. The positives of owning a home often far outweigh the negatives that many may...

How to Maintain and Protect your Credit

How to Maintain and Protect your Credit

One of the most empowering parts of life is achieving the dream of homeownership. The process of obtaining a mortgage can sometimes seem daunting, and that’s why GoPrime takes great pride in helping buyers understand each step involved. We encourage everyone to...