It's hard to avoid bad news about rising mortgage rates in 2022, but you can't believe everything you read.  It is true that mortgage rates have been surging higher in 2022.  The most recent newsletter goes into greater detail about the root causes, but in a nutshell:...

By the end of last week, there was a shred of hope that the worst might be over for 2022's massive rate spike. By Tuesday of this week, however, that hope was shredded.  Things only got worse from there. To understand why, we have to revisit the general motivation for...

Home prices have been on a tear since late 2020 despite generally higher rates in 2021. In the past few months, rates have upped the ante by surging at one of the fastest paces in history.  But in data just released this week, home prices are moving higher at an even...