At this point in time, we can all agree that it’s tough for first-time homebuyers in Montana. High home prices and relatively high interest rates are making homes unaffordable for a good number of first-time homebuyers. Waiting for market improvements can feel like...
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Understanding Seller Credits
You may have seen it in one of our local Bozeman real estate listings: “Seller offering $10,000 in seller credits for buyer rate buy-down, closing costs, and prepaids.” This language is more common in this market with high prices and rates. That sounds great for a...
Milestones in the Mortgage Process
We understand that the thought of a home purchase or loan refinance process can seem daunting. GoPrime Montana prides itself on being your local Montana lender that takes the time to get to know you and your individual needs, but it’s also wise to start the journey as...
MONTANA’S REAPPRAISAL AND TAX LETTERS EXPLAINED
Did you receive a property reappraisal letter? Like you, the GoPrime Bozeman team recently got letters from the Montana Department of Revenue regarding property reappraisals and their effect on property taxes. We’re sure you were like us and wanted to drop that letter...
5 Things To Do In and Around Bozeman, MT
Casual, friendly, and cool, Bozeman, Montana is a magnet to everyone and anyone seeking a renewing and relaxing day. From the great outdoors, to a lively art scene, to a rural Montana experience, this town has it all. Here are five charming and accessible things to do...
5 Things To Know About Moving To Bozeman, MT
Bozeman, Montana is consistently named one of the best places in the US to call home. Located in southwest Montana, Bozeman is wrapped in the cloak of the Bridger Mountains and Gallatin Range, with endless opportunities for outdoor recreation and all the wide-open...
Latest Pros and Cons on Housing and Rates
Home sales numbers and other housing-related data have been hot topics of conversation recently. Some say positive housing trends are over. Others say it's no big deal. The truth continues to be somewhere in between. It's clear that we've turned some sort of corner...
Scary Low Housing Numbers? Not Exactly
There's no question that some housing markets around the country are showing signs of cooling. Price reductions are starting to show up again after an extended absence, the average home is staying on the market a bit longer, and inventory is finally coming up from the...
Mortgage Prequalification vs. Mortgage Preapproval
Mortgage prequalification is an assessment of whether your debt-to-income ratio fits underwriting guidelines for one of the many types of home loans that we offer. It also provides an estimate of how much you may be able to borrow - a good first step in the...